Introduction

Guiding Light Benefits (“the Company,” “We,” or “Us”) acknowledges and safeguards your privacy, adhering to this policy.

Scope of Policy

This policy applies to:

• Information on Our Website (https://www.talkwithholden.com/).

• Data in email, text, and other electronic communications with Our Website.

• Data from Our Website’s mobile and desktop applications.

Exclusions

This policy does not apply to:

• Data collected offline or via other means.

• Information gathered by third parties.

Consent

By using Our Website, you consent to this privacy policy. Changes to the policy will be communicated, and continued use after changes indicates acceptance.

Children’s Privacy

Our Website is not intended for children under 18. We do not knowingly collect information from children under 18.

Data Collection

We collect:

• Personal identification information (name, address, email, etc.).

• Non-personal data (interests in insurance products).

• Internet usage and equipment information.

Data Use

We use your information to:

• Display and improve Our Website and services.

• Provide requested services.

• Enforce rights and obligations.

Data Disclosure

We will never share your information.

State Privacy Rights

For state-specific privacy rights, contact us at [email protected].

Data Security

We implement measures to protect your data but cannot guarantee complete security.

ACA Policy Adherence

Please read and understand the ACA policy attestations.

Policy Changes

This policy may be updated at any time.

Acceptance of Terms

Your use of Our Site signifies acceptance of this policy.

Contact Us

For inquiries, contact us at [email protected] or 314-437-8420.